In the Year 2010 is the year that there are many natural disasters in various parts of the world. Because the rain fell throughout the year without knowing the season. Fires can be triggered by lightning strikes.
Not a few losses incurred due to insurance and reinsurance companies weather anomalies. However, natural disasters are not anomalies, such as earthquakes, volcanoes, and tsunamis also lashed back. Moreover, natural disasters often have an impact not less, both in terms of property and lives.
It seemed certain that insurance losses from disasters is currently very small. This is because the good souls who were killed, failed harvests, and the price of the damaged items, uninsured. The majority of low-income communities is still not affordable insurance. At least there are three main reasons, namely they do not realize the importance of insurance, can not afford the premiums, or the absence of an insurance product that can reach out to them that suits your needs.
The insurance industry should be meaningful to ordinary people. As well role also required to develop micro-insurance. True society needs protection from financial loss. General insurance industry and insurance must have a communal commitment to develop a product at an affordable low-income communities.
Until recently, insurance products designed for the majority of low-income communities are still very minimal, only a few companies that develop. Whereas special products with a small premium, and claims management requirements and simple, can be a magnet for the majority of low income communities.
People who suffer from disasters need a real concern for all parties with their own way. The insurance industry, in addition to providing aid donations, also has a distinctive way to help our brothers and sisters that disaster struck. Stay the willingness of all parties, the insurance industry and government.
